Follow along as we learn more about personal finances, budgeting, minimizing, goal setting and building our blog.
This year is already moving so quick. February, the coldest month of the year, at least it is short. This month Jen and I have made some specific goals we want to achieve. 1 Keep the bills up to date. No more late fees and notices. 2 Finish paying off our overdrafts and…
Well January is nearly behind us. It was actually unseasonably warm with a couple snow falls, so we were lucky this year. This was the first month we started really taking stock of our finances. We knocked a few things off our list and we feel like we are set up pretty well moving into…
Now that we have looked after the low hanging fruit, what is the plan for our debt? We looked at interest rates, amount and cash flow to determine which to tackle first. In Order Begin Balance Interest Yearly Cost Monthly Cost Cost per $1000 Visa 7000 13.99% $979.30 $81.61 $11.66 Truck 11000 $3,536.00 $294.67 Furnace…
I mentioned in earlier posts that the first step we took to get our finances under control was to scrutinize our regular expenses. Here I will outline what we did. Hope it is helpful. I already talked about GoDaddy and Sirius in previous posts here and here. Old Cost New Cost Yearly Savings Monthly Savings…