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Off to a rocky start for our no spend February. Lost my job on January 31st, and with that went my company cell phone and all my contacts. It’s surprising how attached our lives can become to a little box in your pocket. Well anyway, I went out yesterday and bought a cell phone and…
This year is already moving so quick. February, the coldest month of the year, at least it is short. This month Jen and I have made some specific goals we want to achieve. 1 Keep the bills up to date. No more late fees and notices. 2 Finish paying off our overdrafts and…
Well January is nearly behind us. It was actually unseasonably warm with a couple snow falls, so we were lucky this year. This was the first month we started really taking stock of our finances. We knocked a few things off our list and we feel like we are set up pretty well moving into…
Now that we have looked after the low hanging fruit, what is the plan for our debt? We looked at interest rates, amount and cash flow to determine which to tackle first. In Order Begin Balance Interest Yearly Cost Monthly Cost Cost per $1000 Visa 7000 13.99% $979.30 $81.61 $11.66 Truck 11000 $3,536.00 $294.67 Furnace…