Follow along as we learn more about personal finances, budgeting, minimizing, goal setting and building our blog.
We have found it very helpful to establish monthly goals. It keeps us focused on a few things to accomplish each month rather than trying to do everything at once. Better to do a few things really well than many things being partially done. For March we have 3 areas we have made goals. …
February has come to an end and it is time to assess how we did for our monthly goals. It was an odd month for us with me being home. The challenge for me has been keeping somewhat productive without the daily routine I have become used to working for decades. Jen has also had…
There are many ways you can save money, here are our top 5. 1.Eat at home. In 2016 North Americans spent an average of $2,400 per person eating out. That is a whopping $9,600 for a 4 person family in one year. The first thing we did when we started getting our finances under control…
Over the past 12 months (February 16 – January 17) our household has used ~ 10,250 kwh of electricity. This is well below the Canadian national average of 12,000 kwh but still high considering we have natural gas furnace and water heater. Based on 2013 stats found here, our average household electricity usage is broken…